Sera za kupambana na utajiri haramu (AML), na Kujua mteja wako (KYC)

1. Ni sera ya po.trade na viambatanisho vyake, (kuanzia hapa Kampuni) kukataza na kufuatilia kuzuia ufujaji wa fedha na shughuli yoyote inayosaidia ufujaji wa fedha au ufadhili wa shughuli za ugaidi au uhalifu. Kampuni inahitaji maafisa wake, wafanyakazi na washirika kuzingatia viwango hivi katika kuzuia matumizi ya bidhaa na huduma zake kwa madhumuni ya kunawa pesa.

2. Katika sera hii, utajiri haramu kwa ujumla una fafanuliwa kama kushiriki katika vitendo vilivyo buniwa ili kuficha au kufunika chanzo halisi cha mapato yaliyotokana na uhalifu ili mapato yasiyo halali yaonekane kana kwamba yametokana na chanzo halali au kuwa mali halali.

3. Kwa kawaida, uozeaji wa fedha hutokea katika hatua tatu. Fedha taslimu huingia mfumo wa kifedha katika hatua ya, ambapo fedha taslimu zinazotokana na shughuli za uhalifu hugeuzwa kuwa vifa vya kifedha, kama vile hundi au hundi za safari, au kuwasilishwa katika akaunti za taasisi za kifedha. Katika hatua ya kuweka tabaka, fedha hizo huzungushwa au kuhamishwa katika akaunti nyingine au taasisi za kifedha ili kutenganisha zaidi fedha hizo na asili yake ya uhalifu. Katika hatua ya ushirikiano, fedha zinaingizwa tena katika uchumi na kutumika kununua mali halali au kuchangia shughuli nyingine za uhalifu au biashara halali. Fedha za ugaidi huenda zisihusishe mapato ya tabia ya uhalifu, bali badala yake jitihada za kufunika chanzo au matumizi yaliyokusudiwa ya fedha, ambazo baadaye zitatumika kwa madhumuni ya uhalifu.

4. Kila mfanyakazi wa kampuni, ambaye majukumu yake yanahusiana na utoaji wa bidhaa na huduma za kampuni na ambaye moja kwa moja au kwa njia isiyo na moja kwa moja hushughulikia na wateja wa kampuni, anatarajiwa kujua mahitaji ya sheria na kanuni zinazohusika ambazo zina gusa majukumu yake ya kazi, na itakuwa jukumu haya wakati wote kwa njia inayo kidhi mahitaji ya sheria na kanuni zinazohusika.

5. Sheria na Kanuni zinajumuisha, lakini sio tu: "Utaratibu wa kujitambulisha kwa Wateja (Benki) (2001) na

6. Ili kuhakikisha kwamba sera hii ya kizazi inatekelezwa, usimamizi wa kampuni umeweka na kudumisha programu endelevu kwa lengo la kuhakikisha ufuataji wa sheria na kanuni zinazohusika na kuzuia uoaji wa fedha haramu. Programu hii inajaribu kuunganisha mahitaji ya udhibiti mahususi katika kundi zima ndani ya muundo uliounganisha ili kusimamia kwa ufanisi hatari ya kundi kwa uwekaji wa fedha haramu na fedha za ugaidi katika viwango vyote vya biashara, shughuli na taasisi za kisheria.

7. Kila mshiriki wa kampuni anatakiwa kufuata sera ya kupinga uoaji wa fedha haramu (AML) na kujua mteja wake (KYC).

8. Nyaraka zote za utambulisho na rekodi za huduma zina hifadhiwa kwa muda usiozidi ule unaohitajika na sheria za ndani kwa muda mfupi.

9. Wafanyakazi wote wapya watapokea mafunzo ya kupinga uoaji wa fedha haramu kama sehemu ya programu ya lazima ya mafunzo kwa wafanyakazi wapya. Wafanyakazi wote wanaohusika pia wanatakiwa kukamilisha mafunzo ya kupinga uoaji wa fedha haramu (AML) na kujua mteja (KYC) kila mwaka. Ushiriki katika programu za mafunzo maalumu za ziada unahitajika kwa wafanyakazi wote wenye majukumu ya kila siku ya kupinga uoaji wa fedha haramu (AML) na kujua mteja wako (KYC).

10. The Company has the right to request from the Client to confirm his/her registration information indicated at the moment of opening the trading account at its discretion and at any time. In order to verify the data, the Company may request from the Client to provide notarized copies of: passport, driver's license or national identity card; bank account statements or utility bills in order to confirm the residence address. In some cases, the Company may ask the Client to provide a photograph of the Client holding the identity card close to his/her face. Detailed requirements for client identification are specified in the AML Policy section on the Company's official website.

11. The verification procedure is not mandatory for the Client's identification data if the Client has not received such a request from the Company. The Client may voluntarily send a copy of the passport or other document proving his/her identity to the Company's client support department to ensure verification of the said personal data. The Client must take into account that when depositing/withdrawing funds via bank transfer, he/she must provide documents for full verification of the name and address in connection with the specifics of the execution and processing of bank transactions.

12. If any Client’s registration data (full name, address or phone number) have changed, the Client is obligated to immediately notify the Company’s client support department of these changes with a request to modify these data or make changes without assistance in the Client’s Profile.

12.1. To change the phone number indicated at the registration of the Client’s Profile, the Client must provide a document confirming ownership of the new phone number (agreement with a mobile phone service provider) and a photo of the ID held close to the Client’s face. The Client’s personal data must be the same in both documents.

13. The Client is responsible for the authenticity of the documents (their copies) and recognizes the right of the Company to contact the appropriate authorities of the country that has issued the documents to validate their authenticity.